Welcome to On Time Certified Appraisals

If you have any questions with the information below, feel free to text or call  (916) 601-2804, or send us an automated request below.  We want to make sure we answer all your questions as best and as soon as possible!!

Locate On Time Appraisals On the FHA Certified Roster

Due to regulations passed by FHA we were removed for a short time from the FHA Roster due to state our state licensing status.  Since then we've upgraded our licensing level to become Certified Residential Appraisers.  This means we are able to complete more complex work to include appraisals over 1 million dollars.

We are Sacramento Valley's Premier Appraisal Service!

There are many appraisal companies in Sacramento and it all boils down to service.  When you’re looking for a real estate appraiser in Sacramento, your search should start and end here.  On Time Certified Appraisals appraises real estate in the Sacramento metro area.  We also cover property appraisals throughout Sacramento County and the surrounding Sacramento Valley.  

 

Are you in the housing bubble?

Don't let a lender/broker tell you over the phone in 2 minutes what your house is worth for a refinance or modification.  While they do want to sell a loan, they don't know the accurate appraised value for your home.  Don't count on Zillow or any other automated value services.  They're tracking all sales in your neighborhood, including the REO sales bringing down the market.  Let On Time Certified Appraisals give you an accurate appraised value of your property.  We recently heard a story of a home owner trying to refinance.  He was told by several lenders his property would appraise for $70,000 below final appraised value up to $15,000 over final appraised value.  Its important to know the appraised value so the lender knows just what opportunities are available for your circumstance.  At $70,000 below the appraised value this home owner was looking at a foreclosure.  At the final appraised value he refinanced.  

 

Most Competitive Fees in the Sacramento Valley!

Because we're a low cost operator we can maintain the lowest fees in the industry and keep up with the AMC's, but still offer high quality reports to our clients.  With fees as low as $250 for a basic full appraisal you can be assured you're getting the best pricing in the industry.  We're so sure if you find something better, we'll beat it!!  Credit Card prior to delivery is not a problem....

 

Our Clients:

  • Mortgage lenders, mortgage brokers and originators:
    We are experts in providing mortgage appraisals on real estate in the Sacramento area.  We perform full residential appraisals in 48hrsor sooner after inspection on Fannie Mae form 1004, drive-bys with exterior photos, interior inspections, single family, multi-family, condo, manufactured housing, HUD/FHA appraisals (on hold), purchased properties, or refinancing.  We have special reduced fees for our repeat lender clients big or small.  We handle special orders and RUSH orders!!

 

  • REALTORS® and real estate agents:
    We offer pre-listing appraisal services, as well as a full range of appraisal services to support your clients’ home buying or home selling needs.  Right now the markets tough make sure you list the property correctly so an appraiser out of the area doesn't drop a bomb on your deal!!

 

  • Attorneys/CPA's/Accountants:                                              Estate, bankruptcy, divorce, selling back your portion of the property, all of these circumstances could need an appraisal.  We have professional relationships with several attorneys in the area and can quickly and accurately determine a value for your property and/or estate or stand as an expert witness.

 

  • FSBOs, home sellers and homeowners:
    A listing appraisal can be a powerful tool for a for-sale-by-owner home seller.  Give your buyer confidence that your not over charging them with an appraisal up front. 

       

If your needs include a professional, prompt, accurate real estate appraisal, contact us or order online to get started today.  Let on Time Appraisals take care of all your valuation needs with 3 appraisers serving 8 counties in the Sacramento Valley.

Go to TBWS Daily for additional mortgage and lending information: http://www.thinkbigworksmall.com and watch todays daily show for good information and good humor...

 

 

We perform appraisals and appraisal services in the following areas:

  • Sacramento County
  • Yolo County
  • Solano County
  • San Joaquin County
  • West El Dorado County
  • West Placer County
  • Nevada County
  • Stanislaus County

Sacramento Resources:






Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed5.01%5.17%
15-yr Fixed4.4%4.63%
1-yr Adj4.22%5.24%
* national averages



Visit the Sacramento Metro Chamber website:

www.metrochamber.org





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